/* HipoCenter — dark navy + signal orange (shared family style with Legalizacja 24) */
:root{
  --bg:#F4F6FB; --panel:#FFFFFF; --panel2:#FFFFFF; --panel3:#E7EEFF;
  --orange:#1E5EFF; --orange-l:#1E5EFF; --orange-dim:#A9C1FF;
  --white:#0B1B3F; --grey:#2B3654; --grey-dim:#5E6A86;
  --line:rgba(30,94,255,.18); --line-s:rgba(30,94,255,.42); --line-n:rgba(11,27,63,.10);
  --btn-text:#FFFFFF;
  --radius:12px;
  --display:'Onest',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --body:'Onest',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --mono:'JetBrains Mono',ui-monospace,'SFMono-Regular',Menlo,monospace;
  color-scheme:light;
}
/* dark navy scope (Lendi-like hero, footer, band) */
.hero,footer.site,.band{
  --bg:#0E1E5B; --panel:#15297A; --panel2:#1A318C; --panel3:#22409F;
  --orange:#2F6BFF; --orange-l:#FFC94A; --orange-dim:#5E86FF;
  --white:#FFFFFF; --grey:#E3E8F8; --grey-dim:#AEB9DE;
  --line:rgba(255,255,255,.18); --line-s:rgba(255,255,255,.38); --line-n:rgba(255,255,255,.12);
  color-scheme:dark;
}
/* light cards inside dark areas */
.hero .calc,.hero .fcard,.hero .qinline,.qbox,.lead-sec .fcard{
  --bg:#F4F6FB; --panel:#FFFFFF; --panel2:#FFFFFF; --panel3:#E7EEFF;
  --orange:#1E5EFF; --orange-l:#1E5EFF; --orange-dim:#A9C1FF;
  --white:#0B1B3F; --grey:#2B3654; --grey-dim:#5E6A86;
  --line:rgba(30,94,255,.18); --line-s:rgba(30,94,255,.42); --line-n:rgba(11,27,63,.12);
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--grey);font-family:var(--body);font-size:16px;line-height:1.6;padding-top:env(safe-area-inset-top,0px)}
img,svg{max-width:100%}
[hidden]{display:none!important}
a{color:var(--orange-l)}
h1,h2,h3{color:var(--white);margin:0;text-wrap:balance;line-height:1.18}
p{margin:0}
:focus-visible{outline:2px solid var(--orange);outline-offset:3px;border-radius:4px}
.wrap{max-width:1200px;margin:0 auto;padding-left:max(18px,env(safe-area-inset-left,0px));padding-right:max(18px,env(safe-area-inset-right,0px))}
.mono{font-family:var(--mono);font-variant-numeric:tabular-nums}
.skip{position:absolute;left:-999px;top:8px;background:var(--orange);color:var(--btn-text);padding:10px 14px;border-radius:8px;z-index:100}
.skip:focus{left:12px}

/* header */
header.site{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid var(--line-n);transition:transform .3s ease}
header.site.hide{transform:translateY(-100%)}
.hbar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:70px}
.logo{flex:none;display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--white);white-space:nowrap}
.logo .mark{flex:none}
.logo .mark{display:grid;place-items:center;width:42px;height:42px;border-radius:11px;background:var(--orange);color:var(--btn-text)}
.logo .txt{display:flex;flex-direction:column;line-height:1.1}
.logo .name{font:700 16px var(--display);letter-spacing:-.01em}
.logo .tag{font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--grey-dim);margin-top:3px}
nav.main{display:flex;gap:4px 20px;font-size:14.5px;font-weight:500;white-space:nowrap}
nav.main a{color:var(--grey);text-decoration:none;padding:8px 0;position:relative}
nav.main a:hover{color:var(--white)}
nav.main a[aria-current="page"]{color:var(--white)}
nav.main a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:2px;height:2px;background:var(--orange);border-radius:2px}
.hright{display:flex;align-items:center;gap:12px}
.langs{display:flex;gap:2px;border:1px solid var(--line-n);border-radius:9px;padding:3px}
.langs a{color:var(--grey-dim);text-decoration:none;font:600 12.5px var(--body);padding:7px 9px;border-radius:6px;letter-spacing:.04em}
.langs a[aria-current="true"]{background:var(--panel3);color:var(--white)}
.tel{font-family:var(--mono);font-size:14px;color:var(--white);text-decoration:none;white-space:nowrap}
.menubtn{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:10px;border:1px solid var(--line-n);background:transparent;color:var(--white);cursor:pointer}
.menubtn:hover{border-color:var(--line-s)}

/* mobile panel */
.overlay{position:fixed;inset:0;background:rgba(2,6,14,.6);z-index:50}
.panel{position:fixed;top:0;right:0;bottom:0;width:min(420px,100%);z-index:51;background:var(--panel);border-left:1px solid var(--line);overflow-y:auto;padding:calc(env(safe-area-inset-top,0px) + 18px) max(22px,env(safe-area-inset-right,0px)) calc(env(safe-area-inset-bottom,0px) + 28px) 22px;display:flex;flex-direction:column;gap:22px}
.panel .ptop{display:flex;justify-content:space-between;align-items:center}
.panel .ph{margin:0;font:600 11px var(--body);letter-spacing:.16em;text-transform:uppercase;color:var(--orange-l);margin-bottom:6px}
.panel ul{list-style:none;margin:0;padding:0}
.panel li a{display:flex;justify-content:space-between;padding:12px 0;color:var(--grey);text-decoration:none;border-bottom:1px solid var(--line-n);font-size:16px}
.panel li a[aria-current="page"]{color:var(--orange-l);font-weight:600}
.panel .pc{display:flex;flex-direction:column;gap:10px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:10px;font:600 15px var(--body);letter-spacing:.01em;text-decoration:none;cursor:pointer;border:1px solid transparent;transition:transform .15s,background .15s,border-color .15s}
.btn:active{transform:translateY(1px)}
.btn.pri{background:var(--orange);color:var(--btn-text)}
.btn.pri:hover{background:var(--orange-l)}
.btn.ghost{background:transparent;color:var(--white);border-color:var(--line-s)}
.btn.ghost:hover{border-color:var(--orange)}
.btn.full{width:100%}

/* common section */
section{position:relative}
.sec{padding-block:clamp(56px,8vw,96px)}
.sec.alt{background:var(--panel);border-block:1px solid var(--line-n)}
.ey{display:flex;align-items:center;gap:12px;font:600 11.5px var(--body);letter-spacing:.18em;text-transform:uppercase;color:var(--orange-l)}
.ey::before{content:"";width:28px;height:1px;background:var(--orange)}
.sh{display:flex;flex-direction:column;gap:14px;max-width:720px;margin-bottom:40px}
.sh h2{font:700 clamp(1.6rem,3.4vw,2.35rem) var(--display);letter-spacing:-.02em}
.sh p{color:var(--grey-dim);font-size:17px}

/* hero */
.hero{overflow:hidden;border-bottom:1px solid var(--line-n)}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(60% 70% at 85% 10%,rgba(30,94,255,.16),transparent 60%),radial-gradient(40% 50% at 0% 100%,rgba(40,90,200,.18),transparent 70%);pointer-events:none}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--line-n) 1px,transparent 1px),linear-gradient(90deg,var(--line-n) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(180deg,rgba(0,0,0,.5),transparent 75%);-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.5),transparent 75%);pointer-events:none}
.hero .wrap{position:relative;z-index:1;display:flex;flex-wrap:wrap;gap:48px;align-items:center;padding-block:clamp(48px,7vw,88px)}
.htext{flex:999 1 500px;min-width:0;display:flex;flex-direction:column;gap:22px}
.hero h1{font:700 clamp(2rem,5vw,3.4rem) var(--display);letter-spacing:-.03em}
.hero h1 em{font-style:normal;color:var(--orange)}
.hero .lead{font-size:clamp(1.05rem,1.6vw,1.2rem);color:var(--grey);max-width:60ch}
.ctas{display:flex;flex-wrap:wrap;gap:12px}
.trust{display:flex;flex-wrap:wrap;gap:10px}
.trust span{display:inline-flex;align-items:center;gap:8px;font-size:14px;color:var(--grey);border:1px solid var(--line-n);background:rgba(255,255,255,.02);border-radius:999px;padding:7px 14px}
.trust span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--orange)}
.crumbs{font-size:13.5px;color:var(--grey-dim)}
.crumbs a{color:var(--grey-dim);text-decoration:none}
.crumbs a:hover{color:var(--white)}
.page-hero .wrap{padding-block:clamp(40px,6vw,72px)}

/* form card */
.fcard{flex:1 1 360px;min-width:0;background:linear-gradient(180deg,var(--panel2),var(--panel));border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;flex-direction:column;gap:14px;box-shadow:0 30px 60px -30px rgba(0,0,0,.7)}
.fcard h2{font:700 20px var(--display)}
.fcard .sub{font-size:14px;color:var(--grey-dim)}
.field{display:flex;flex-direction:column;gap:6px;font-size:13px;font-weight:600;color:var(--grey);letter-spacing:.02em}
.field input,.field select{font:400 16px var(--body);color:var(--white);background:var(--bg);border:1px solid var(--line-n);border-radius:10px;padding:13px 14px;min-height:50px;width:100%}
.field input:focus,.field select:focus{border-color:var(--orange);outline:none;box-shadow:0 0 0 3px rgba(30,94,255,.18)}
.phonewrap{display:flex;align-items:stretch;border:1px solid var(--line-n);border-radius:10px;background:var(--bg);overflow:hidden}
.phonewrap span{display:grid;place-items:center;padding:0 12px;font-family:var(--mono);color:var(--grey-dim);border-right:1px solid var(--line-n)}
.phonewrap input{border:0!important;border-radius:0!important;box-shadow:none!important}
.phonewrap:focus-within{border-color:var(--orange)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:12.5px;line-height:1.5;color:var(--grey-dim);font-weight:400;letter-spacing:0}
.check input{width:18px;height:18px;margin:2px 0 0;flex:none;accent-color:var(--orange)}
.hp{position:absolute;left:-5000px;width:1px;height:1px;overflow:hidden}
.status{font-size:14px;border-radius:10px;padding:12px 14px;border:1px solid var(--line)}
.status.ok{border-color:rgba(80,200,140,.5);color:#137A43}
.status.err{border-color:rgba(255,90,90,.5);color:#B42318}

/* benefits */
.benefits{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:28px}
.ben{display:flex;gap:16px;align-items:flex-start}
.ico{flex:none;display:grid;place-items:center;width:48px;height:48px;border-radius:50%;border:1px solid var(--line-s);color:var(--orange-l)}
.ben h3{font:600 16px var(--body);margin-bottom:4px}
.ben p{font-size:14.5px;color:var(--grey-dim)}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.card{position:relative;display:flex;flex-direction:column;gap:12px;padding:26px;border-radius:14px;background:var(--panel);border:1px solid var(--line-n);text-decoration:none;color:var(--grey);transition:border-color .2s,transform .2s,background .2s}
.card:hover{border-color:var(--line-s);transform:translateY(-3px);background:var(--panel2)}
.card .ico{width:44px;height:44px}
.card .pl{font:500 11px var(--mono);letter-spacing:.06em;color:var(--grey-dim);text-transform:uppercase}
.card h3{font:600 19px var(--body)}
.card p{font-size:14.5px;color:var(--grey-dim)}
.card .foot{margin-top:auto;padding-top:14px;border-top:1px solid var(--line-n);display:flex;justify-content:space-between;align-items:center}
.card .price{font:500 14px var(--mono);color:var(--orange-l)}
.card .arr{color:var(--white);transition:transform .2s}
.card:hover .arr{transform:translateX(4px)}

/* about + steps */
.about{display:flex;flex-wrap:wrap;gap:48px;align-items:flex-start}
.about .sh{flex:1 1 380px;margin:0}
.steps{flex:2 1 520px;min-width:0;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1px;background:var(--line-n);border:1px solid var(--line-n);border-radius:14px;overflow:hidden}
.steps li{background:var(--bg);padding:24px;display:flex;flex-direction:column;gap:8px}
.steps .n{font:500 13px var(--mono);color:var(--orange-l)}
.steps h3{font:600 17px var(--body)}
.steps p{font-size:14.5px;color:var(--grey-dim)}

/* band */
.band{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;padding:36px;border-radius:16px;border:1px solid var(--line);background:linear-gradient(120deg,rgba(30,94,255,.12),rgba(30,94,255,.02) 60%)}
.band div{flex:999 1 420px;min-width:0;display:flex;flex-direction:column;gap:8px}
.band h2{font:700 clamp(1.3rem,2.4vw,1.7rem) var(--display)}
.band p{color:var(--grey-dim)}

/* accordion */
.acc{border-top:1px solid var(--line-n)}
.acc details{border-bottom:1px solid var(--line-n)}
.acc summary{list-style:none;display:flex;align-items:center;gap:18px;padding:20px 4px;cursor:pointer;color:var(--white);font:600 17px var(--body)}
.acc summary::-webkit-details-marker{display:none}
.acc summary .n{font:500 13px var(--mono);color:var(--orange-l);min-width:24px}
.acc summary .q{flex:1}
.acc summary .pm{flex:none;width:28px;height:28px;border-radius:50%;border:1px solid var(--line-s);display:grid;place-items:center;color:var(--orange-l);transition:transform .2s}
.acc details[open] summary .pm{transform:rotate(45deg)}
.acc .body{padding:0 4px 22px 46px;color:var(--grey-dim)}
.acc ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:9px}
.acc li{position:relative;padding-left:22px}
.acc li::before{content:"";position:absolute;left:0;top:.72em;width:10px;height:1px;background:var(--orange)}

/* facts strip */
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1px;background:var(--line-n);border:1px solid var(--line-n);border-radius:14px;overflow:hidden;margin-top:8px}
.facts div{background:var(--panel);padding:18px 20px;display:flex;flex-direction:column;gap:4px}
.facts b{font:600 clamp(1.1rem,2.2vw,1.45rem) var(--mono);color:var(--white);font-variant-numeric:tabular-nums}
.facts span{font-size:13px;color:var(--grey-dim)}
.fnote{font-size:12.5px;color:var(--grey-dim);margin-top:10px}

/* article */
.article{display:flex;flex-wrap:wrap;gap:56px;align-items:flex-start}
.article .text{flex:999 1 560px;min-width:0;display:flex;flex-direction:column;gap:36px;max-width:74ch}
.article .text h2{font:700 clamp(1.25rem,2.2vw,1.55rem) var(--display);letter-spacing:-.01em;margin-bottom:10px}
.article .text p{font-size:17px;color:var(--grey)}
aside.pbox{flex:1 1 300px;min-width:0;position:sticky;top:96px;background:var(--panel);border:1px solid var(--line);border-radius:16px;padding:26px;display:flex;flex-direction:column;gap:14px}
aside.pbox .big{font:600 2rem var(--mono);color:var(--white)}
aside.pbox p{font-size:14.5px;color:var(--grey-dim)}
aside.pbox .tel2{font:500 15px var(--mono);color:var(--white);user-select:all}

/* tools */
.tool{background:var(--panel);border:1px solid var(--line);border-radius:16px;padding:clamp(22px,4vw,36px);display:flex;flex-wrap:wrap;gap:32px;align-items:flex-start}
.tool .ti{flex:1 1 300px;min-width:0;display:flex;flex-direction:column;gap:10px}
.tool .ti h2{font:700 clamp(1.25rem,2.2vw,1.6rem) var(--display)}
.tool .ti p{color:var(--grey-dim)}
.tool .tb{flex:1 1 320px;min-width:0;display:flex;flex-direction:column;gap:14px}
.result{border:1px solid var(--line-n);border-radius:12px;padding:18px 20px;background:var(--bg);display:flex;flex-direction:column;gap:6px}
.result .lbl{font-size:13px;color:var(--grey-dim)}
.result .val{font:600 clamp(1.4rem,3vw,2rem) var(--mono);color:var(--white)}
.result .val.warn{color:#B42318}
.count{display:flex;align-items:baseline;gap:12px}
.count b{font:600 clamp(3rem,8vw,4.6rem) var(--mono);color:var(--orange);line-height:1}
.count span{font-size:18px;color:var(--grey)}
.bar{height:6px;border-radius:6px;background:var(--line-n);overflow:hidden}
.bar i{display:block;height:100%;background:var(--orange);width:0;transition:width .3s}
.cl{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.cl label{display:flex;gap:12px;align-items:flex-start;padding:11px 0;border-bottom:1px solid var(--line-n);cursor:pointer;font-size:15px;color:var(--grey)}
.cl input{width:20px;height:20px;margin:1px 0 0;flex:none;accent-color:var(--orange)}
.cl input:checked+span{color:var(--grey-dim);text-decoration:line-through;text-decoration-color:var(--orange-dim)}
.small{font-size:12.5px;color:var(--grey-dim)}

/* blog list */
.bl{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:16px}

/* bottom form */
.lead-sec{display:flex;flex-wrap:wrap;gap:48px;align-items:flex-start}
.lead-sec .sh{flex:1 1 360px;margin:0}
.lead-sec .contacts{display:flex;flex-direction:column;gap:12px;margin-top:14px}
.lead-sec .contacts a,.lead-sec .contacts span{font:500 15px var(--mono);color:var(--white);text-decoration:none}

/* footer */
footer.site{background:var(--bg);border-top:1px solid var(--line-n)}
.fgrid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:36px;padding-block:56px}
.fgrid h2.fh{font:600 11px var(--body);letter-spacing:.16em;text-transform:uppercase;color:var(--orange-l);margin:0 0 14px}
.fgrid ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.fgrid a{color:var(--grey);text-decoration:none;font-size:14.5px}
.fgrid a:hover{color:var(--white)}
.fgrid p{font-size:14px;color:var(--grey-dim)}
.fbrand{display:flex;flex-direction:column;gap:16px}
.fbrand .ph{font:500 18px var(--mono);color:var(--white);user-select:all}
.msg{display:flex;gap:8px;flex-wrap:wrap}
.msg a{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:50%;border:1px solid var(--line-n);color:var(--grey)}
.msg a:hover{border-color:var(--orange);color:var(--orange-l)}
.legal{border-top:1px solid var(--line-n)}
.legal .wrap{padding-block:22px;display:flex;flex-direction:column;gap:6px;font-size:12.5px;color:var(--grey-dim)}
.legal nav{display:flex;flex-wrap:wrap;gap:4px 22px;padding-bottom:6px}
.legal nav a,.legal nav button{color:var(--grey);text-decoration:none;font:500 13px var(--body);background:none;border:0;padding:6px 0;cursor:pointer}
.legal a{color:var(--grey)}

/* cookie */
.cookie{position:fixed;left:0;right:0;bottom:0;z-index:60;padding:0 max(14px,env(safe-area-inset-right,0px)) calc(env(safe-area-inset-bottom,0px) + 14px) max(14px,env(safe-area-inset-left,0px))}
.cookie .in{max-width:1100px;margin:0 auto;background:var(--panel2);border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 50px rgba(0,0,0,.55);padding:18px 20px;display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between}
.cookie p{flex:999 1 380px;min-width:0;font-size:13.5px;color:var(--grey)}
.cookie .acts{display:flex;gap:8px;flex:1 1 300px}
.cookie .btn{flex:1;min-height:46px;padding:0 16px;font-size:14px}

/* legal page */
.prose{max-width:74ch;display:flex;flex-direction:column;gap:14px;color:var(--grey)}

@media (max-width:1440px){.hright .tel{display:none}}
@media (max-width:1180px){nav.main{display:none}}
@media (max-width:720px){.hright .langs,.hright .tel{display:none}.fgrid{grid-template-columns:1fr 1fr}.fbrand{grid-column:1/-1}.acc .body{padding-left:4px}aside.pbox{position:static}.band{padding:24px}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

.eylangs a{color:var(--orange-l);text-decoration:none;padding:6px 2px;border-bottom:1px solid transparent}
.eylangs a[aria-current="true"]{color:var(--white);border-color:var(--orange)}
.pagelangs{display:none;gap:4px}
.pagelangs a{color:var(--grey-dim);text-decoration:none;font:600 12.5px var(--body);padding:8px 12px;border:1px solid var(--line-n);border-radius:8px}
.pagelangs a[aria-current="true"]{color:var(--white);border-color:var(--orange)}
@media (max-width:720px){.pagelangs{display:flex}}
.srcs{display:flex;flex-direction:column;gap:12px;border-top:1px solid var(--line-n);padding-top:24px}
.srcs ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 24px}
.srcs a{color:var(--grey);font-size:14px}

.fgrid ul a{display:inline-block;padding:8px 0}
.legal nav a,.legal nav button{min-height:44px;display:inline-flex;align-items:center}
.langs a{padding:10px 10px}
.eylangs a{display:inline-block;padding:10px 4px}
.crumbs a{display:inline-block;padding:10px 0}
.lead-sec .contacts a{padding:8px 0}
.srcs a{display:inline-block;padding:8px 0}
.fbrand+div{min-width:0}

.text ul.alist{margin:10px 0 0;padding:0;list-style:none;display:flex;flex-direction:column;gap:8px;color:var(--grey);font-size:17px}
.text ul.alist li{position:relative;padding-left:22px}
.text ul.alist li::before{content:"";position:absolute;left:0;top:.75em;width:10px;height:1px;background:var(--orange)}
.text p+p,.text p+ul,.text ul+p{margin-top:12px}
.svc-link{font:600 17px var(--body);color:var(--white);text-decoration:none;padding:6px 0}
.svc-link:hover{color:var(--orange-l)}

/* ===== HipoCenter additions ===== */
.logo .name b{color:var(--orange);font-weight:700}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.rates{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line-n);border:1px solid var(--line-n);border-radius:14px;overflow:hidden;max-width:560px}
.rates div{background:var(--panel);padding:14px 16px;display:flex;flex-direction:column;gap:2px}
.rates b{font-size:clamp(1.15rem,2.4vw,1.5rem);color:var(--white);font-weight:600}
.rates span{font-size:12.5px;color:var(--grey-dim)}
/* calculator card */
.calc{flex:1 1 400px;min-width:0;background:linear-gradient(180deg,var(--panel2),var(--panel));border:1px solid var(--line);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:16px;box-shadow:0 30px 60px -30px rgba(0,0,0,.7)}
.ctabs{display:grid;grid-template-columns:1fr 1fr;gap:4px;padding:4px;border:1px solid var(--line-n);border-radius:12px;background:var(--bg)}
.ctabs button{min-height:46px;border:0;border-radius:9px;background:transparent;color:var(--grey-dim);font:600 14.5px var(--body);cursor:pointer}
.ctabs button[aria-selected="true"]{background:var(--orange);color:var(--btn-text)}
.cpane{display:flex;flex-direction:column;gap:16px}
.rg{display:flex;flex-direction:column;gap:8px}
.rgh{display:flex;justify-content:space-between;align-items:center;gap:10px}
.rgh label{font-size:13.5px;font-weight:600;color:var(--grey)}
.rgv{display:flex;align-items:center;gap:6px;border:1px solid var(--line-n);border-radius:9px;background:var(--bg);padding:0 10px}
.rgv:focus-within{border-color:var(--orange)}
.rgv .num{width:110px;min-height:40px;border:0;background:transparent;color:var(--white);font:600 16px var(--mono);text-align:right}
.rgv .num:focus{outline:none}
.rgv span{font-size:13px;color:var(--grey-dim)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;cursor:pointer;margin:0}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:6px;background:linear-gradient(90deg,var(--orange-dim),var(--line-n))}
input[type=range]::-moz-range-track{height:6px;border-radius:6px;background:var(--line-n)}
input[type=range]::-moz-range-progress{height:6px;border-radius:6px;background:var(--orange)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:var(--orange);border:3px solid var(--bg);margin-top:-9px;box-shadow:0 0 0 1px var(--orange)}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--orange);border:3px solid var(--bg)}
.seg{border:0;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg legend{font-size:13.5px;font-weight:600;color:var(--grey);margin-bottom:8px;padding:0}
.seg label{position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0;inset:0}
.seg span{display:flex;flex-direction:column;gap:2px;min-height:58px;justify-content:center;padding:8px 12px;border:1px solid var(--line-n);border-radius:10px;font-size:13px;color:var(--grey-dim)}
.seg b{font:600 16px var(--mono);color:var(--white)}
.seg input:checked+span{border-color:var(--orange);background:rgba(30,94,255,.08)}
.seg input:focus-visible+span{outline:2px solid var(--orange);outline-offset:2px}
.cout{border:1px solid var(--line-n);border-radius:14px;background:var(--bg);padding:16px 18px;display:flex;flex-direction:column;gap:6px}
.cout .lbl{font-size:13px;color:var(--grey-dim)}
.cout .big{font-size:clamp(1.9rem,4.4vw,2.6rem);font-weight:600;color:var(--orange);line-height:1.1}
.kv{display:grid;grid-template-columns:1fr 1fr;gap:10px 16px;margin:8px 0 0;padding-top:12px;border-top:1px solid var(--line-n)}
.kv div{display:flex;flex-direction:column;gap:1px;min-width:0}
.kv dt{font-size:12px;color:var(--grey-dim)}
.kv dd{margin:0;font-size:15px;color:var(--white)}
.cnote{line-height:1.5}
.calcnote{border:1px dashed var(--line-s);border-radius:10px;padding:10px 12px}
.page-hero .calc{flex:1 1 420px}
/* tables */
.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.sched summary{cursor:pointer;color:var(--orange-l);font-weight:600;padding:8px 0;min-height:44px;display:flex;align-items:center}
.sched table,.rt{width:100%;border-collapse:collapse;font-size:13.5px}
.sched th,.sched td,.rt th,.rt td{padding:9px 10px;border-bottom:1px solid var(--line-n);text-align:right;white-space:nowrap}
.sched th:first-child,.sched td:first-child,.rt th:first-child,.rt td:first-child{text-align:left}
.sched th,.rt th{color:var(--grey-dim);font-weight:600;font-size:12.5px}
.rt{font-size:15px;margin-top:6px}
.rt caption{text-align:left;color:var(--grey-dim);font-size:13px;padding-bottom:6px}
.rt td.mono{color:var(--white)}
/* representative example + short */
.rep{border:1px solid var(--line-n);border-radius:14px;padding:20px 22px;display:flex;flex-direction:column;gap:10px;background:rgba(255,255,255,.015)}
.rep p{font-size:13.5px;color:var(--grey-dim);line-height:1.65}
.short{border:1px solid var(--line);border-radius:14px;padding:20px 22px;background:rgba(30,94,255,.05);display:flex;flex-direction:column;gap:6px}
.prose h2{font:700 1.2rem var(--display);margin-top:18px}
.prose p,.prose li{font-size:16px}
.prose ul.alist{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:8px}
.prose ul.alist li{position:relative;padding-left:22px}
.prose ul.alist li::before{content:"";position:absolute;left:0;top:.75em;width:10px;height:1px;background:var(--orange)}
.knf a{color:var(--orange-l)}
aside.pbox .tel2{text-decoration:none}
.fbrand .ph{text-decoration:none}
aside.pbox .svc-link+.svc-link{margin-top:-8px}
@media (max-width:720px){.rates{grid-template-columns:1fr 1fr 1fr}.rates div{padding:12px 10px}.calc{padding:16px}.kv{grid-template-columns:1fr 1fr}.frow{grid-template-columns:1fr}.rgv .num{width:96px}}
@media (max-width:380px){.rates span{font-size:11.5px}.seg span{padding:8px}}
.fgrid>*{min-width:0}
.fgrid a[href^="mailto"],.contacts a[href^="mailto"]{overflow-wrap:anywhere}
@media (max-width:420px){header.site .logo .tag{display:none}.hbar{gap:10px}}
@media (max-width:560px){.fgrid{grid-template-columns:1fr}}
.vh{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* ===== quiz ===== */
.qbtn{min-height:44px;padding:0 18px;font-size:14px;white-space:nowrap}
.qmodal{position:fixed;inset:0;z-index:70;background:rgba(2,6,14,.72);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);display:flex;align-items:center;justify-content:center;padding:20px}
.qbox{width:min(640px,100%);max-height:calc(100dvh - 40px);overflow:auto;background:linear-gradient(180deg,var(--panel2),var(--panel));border:1px solid var(--line);border-radius:18px;box-shadow:0 40px 80px -30px rgba(0,0,0,.8)}
.quiz{display:flex;flex-direction:column;gap:16px;padding:22px 24px 24px}
.qtop{display:flex;justify-content:space-between;align-items:center;gap:12px}
.qstep{font-size:13px;color:var(--orange-l);letter-spacing:.06em;text-transform:uppercase}
.qbar{height:5px}
.qbody{display:flex;flex-direction:column;gap:14px;min-height:280px}
.qh{font:700 clamp(1.2rem,2.6vw,1.5rem) var(--display);letter-spacing:-.01em;outline:none}
.qh.lvl0{color:#137A43}.qh.lvl1{color:#A15C00}.qh.lvl2{color:#B42318}
.qsub{color:var(--grey-dim);font-size:15px}
.qopts{display:flex;flex-direction:column;gap:10px}
.qopt{display:flex;align-items:center;width:100%;min-height:54px;padding:12px 16px;border-radius:12px;border:1px solid var(--line-n);background:var(--bg);color:var(--white);font:500 15.5px var(--body);text-align:left;cursor:pointer;transition:border-color .15s,background .15s}
.qopt:hover{border-color:var(--line-s)}
.qopt.on{border-color:var(--orange);background:rgba(30,94,255,.1)}
.qopt.sm{justify-content:center;width:auto;min-width:56px;min-height:48px;padding:0 14px;text-align:center}
.qppl{display:flex;flex-direction:column;gap:16px}
.qcnt{display:flex;flex-direction:column;gap:8px}
.qcl{font-size:13.5px;font-weight:600;color:var(--grey)}
.qrow{display:flex;flex-wrap:wrap;gap:8px}
.qnum{display:flex;align-items:center;gap:10px;border:1px solid var(--line-n);border-radius:12px;background:var(--bg);padding:0 16px}
.qnum:focus-within{border-color:var(--orange)}
.qnum input{flex:1;min-width:0;min-height:58px;border:0;background:transparent;color:var(--white);font:600 24px var(--mono);outline:none}
.qnum span{color:var(--grey-dim);font-size:14px;white-space:nowrap}
.qform{display:flex;flex-direction:column;gap:12px}
.qform .field input{font:400 16px var(--body);color:var(--white);background:var(--bg);border:1px solid var(--line-n);border-radius:10px;padding:13px 14px;min-height:50px;width:100%}
.qnav{display:flex}
.qnav .btn{min-height:44px;padding:0 16px;font-size:14px}
.qnotes{font-size:14.5px}
.qinline{flex:1 1 440px;min-width:0;background:linear-gradient(180deg,var(--panel2),var(--panel));border:1px solid var(--line);border-radius:18px}
.qhero .wrap{align-items:flex-start}
@media (max-width:480px){.hright .qbtn{display:none}}
@media (max-width:640px){.qmodal{padding:0;align-items:stretch}.qbox{max-height:100dvh;height:100dvh;border-radius:0;border:0}.quiz{padding:calc(env(safe-area-inset-top,0px) + 16px) 18px calc(env(safe-area-inset-bottom,0px) + 20px)}}
@media (max-width:1600px){.hright .tel{display:none}}
@media (max-width:1320px){nav.main{display:none}}
nav.main{gap:4px 18px}
@media (max-width:1440px){nav.main{display:none}}
@media (max-width:640px){header.site .logo .tag{display:none}}
@media (max-width:400px){.hright .qbtn{display:none}}
/* quiz v2: passport */
.qgrp{display:flex;flex-direction:column;gap:8px}
.qtwo{display:flex;flex-wrap:wrap;gap:16px 28px}
.qrow .qopt.sm{width:auto;justify-content:flex-start;text-align:left;min-width:0;padding:10px 14px;min-height:46px;font-size:14.5px}
.qmeter{display:flex;align-items:center;gap:10px;flex-wrap:wrap;font-size:13.5px;color:var(--grey-dim);border:1px solid var(--line-n);border-radius:10px;padding:8px 12px;background:var(--bg)}
.qmeter b{color:var(--white);font-weight:600}
.qdots{display:inline-flex;gap:4px}.qdots i{width:22px;height:6px;border-radius:3px;background:var(--line-n)}
.qmeter.l0 .qdots i{background:#5FD39A}.qmeter.l1 .qdots i:nth-child(-n+2){background:#FFC857}.qmeter.l2 .qdots i:first-child{background:#FF7A5C}
.qmeter.l0 b{color:#137A43}.qmeter.l1 b{color:#A15C00}.qmeter.l2 b{color:#B42318}
.qcap{color:var(--orange-l)}
.qlive .big{font-size:clamp(1.6rem,4vw,2.1rem)}
.qpass{border:1px solid var(--line-s);border-radius:16px;padding:18px 20px;display:flex;flex-direction:column;gap:10px;background:linear-gradient(135deg,rgba(30,94,255,.10),rgba(30,94,255,.02) 60%)}
.qpass.l0{border-color:rgba(95,211,154,.5)}.qpass.l2{border-color:rgba(255,122,92,.5)}
.qpl{font:600 11px var(--body);letter-spacing:.16em;text-transform:uppercase;color:var(--orange-l)}
.qh3{font:600 16px var(--body);color:var(--white);margin-top:4px}
.qdocs{font-size:14.5px;display:flex;flex-direction:column;gap:6px;margin:0;padding:0;list-style:none}
.qdocs li{position:relative;padding-left:22px;color:var(--grey)}.qdocs li::before{content:"";position:absolute;left:0;top:.72em;width:10px;height:1px;background:var(--orange)}
.qnext3{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:6px;font-size:14.5px;color:var(--grey)}
.qnotes{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:6px}
.qnotes li{position:relative;padding-left:22px;color:var(--grey)}.qnotes li::before{content:"";position:absolute;left:0;top:.72em;width:10px;height:1px;background:var(--orange)}
/* tools v2 */
.tool2 .th{font:700 1.15rem var(--display);color:var(--white)}
.seg3{grid-template-columns:repeat(3,1fr)}
.seg span{min-height:46px}
.kv1{grid-template-columns:1fr;gap:6px;border-top:0;padding-top:0;margin:0}
.kv1 div{flex-direction:row;justify-content:space-between;gap:12px}
.kv1 dt{font-size:13.5px}
.ktot{display:flex;justify-content:space-between;align-items:baseline;gap:12px;border-top:1px solid var(--line-n);padding-top:10px;margin-top:6px}
.ktot b{color:var(--white);font-size:16px}
.ktot.big2 .big{font-size:clamp(1.5rem,3.6vw,2rem)}
.calc .field select,.qform select{font:400 16px var(--body);color:var(--white);background:var(--bg);border:1px solid var(--line-n);border-radius:10px;padding:13px 14px;min-height:50px;width:100%}
.btn.ghost.full+.btn{margin-top:0}
/* floating messengers */
.fmsg{position:fixed;right:max(16px,env(safe-area-inset-right,0px));bottom:calc(env(safe-area-inset-bottom,0px) + 18px);z-index:45;display:flex;flex-direction:column;gap:10px}
.fmsg a{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;color:#fff;box-shadow:0 10px 24px -8px rgba(0,0,0,.6);transition:transform .15s}
.fmsg a:hover{transform:translateY(-2px)}
.fmsg .fwa{background:#25D366}.fmsg .ftg{background:#229ED9}
@media (max-width:640px){.fmsg a{width:46px;height:46px}}
@media (max-width:640px){.fmsg .fwa{display:none}.fmsg a{width:44px;height:44px}.fmsg{right:12px;bottom:calc(env(safe-area-inset-bottom,0px) + 12px)}}
/* top 5 */
.t5{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.t5c{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,2fr) auto;gap:18px;align-items:center;background:var(--panel);border:1px solid var(--line-n);border-radius:14px;padding:16px 18px}
.sec.alt .t5c{background:var(--bg)}
.t5c:first-child{border-color:var(--line-s)}
.t5h{display:flex;align-items:center;gap:12px;min-width:0}
.t5n{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;font-size:13px;border:1px solid var(--line-s);color:var(--orange-l);flex:none}
.t5c:first-child .t5n{background:var(--orange);color:var(--btn-text);border-color:var(--orange)}
.t5m{flex:none;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;color:#fff;font:700 12px var(--body);letter-spacing:-.02em}
.t5b{min-width:0;display:flex;flex-direction:column;gap:2px}
.t5b h3{font:600 16px var(--body)}
.t5b span{font-size:12.5px;color:var(--grey-dim);line-height:1.35}
.t5d{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:0}
.t5d div{display:flex;flex-direction:column;gap:2px;min-width:0}
.t5d dt{font-size:11.5px;color:var(--grey-dim)}
.t5d dd{margin:0;font-size:15px;color:var(--white);font-weight:600}
.t5d .t5r{color:var(--orange)}
.t5c .btn{min-height:44px;padding:0 16px;font-size:14px;white-space:nowrap}
.t5f{display:flex;flex-direction:column;gap:12px;align-items:flex-start;margin-top:18px}
.t5f .small{max-width:90ch}
.stats{margin-top:22px;grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:980px){.t5c{grid-template-columns:1fr}.t5c .btn{width:100%}}
@media (max-width:480px){.t5d{grid-template-columns:repeat(2,minmax(0,1fr))}}
.t5img{object-fit:contain;background:#fff;padding:5px}
.partners{margin-top:22px;display:flex;flex-direction:column;gap:10px}
.partners ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.partners li{font-size:13.5px;color:var(--grey);border:1px solid var(--line-n);border-radius:999px;padding:7px 14px;background:rgba(255,255,255,.02)}
.lg{position:relative;overflow:hidden;display:grid;place-items:center;color:#fff;font:700 11px var(--body)}
.lg img{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;background:#fff;padding:5px;border-radius:inherit}
.plg{width:26px;height:26px;border-radius:50%;flex:none;font-size:8.5px}
.plg img{padding:3px}
.partners li{display:inline-flex;align-items:center;gap:8px;padding:5px 14px 5px 5px}
.lg img{opacity:0;transition:opacity .2s}.lg img.ok{opacity:1}

/* light theme polish */
.hero{background:linear-gradient(135deg,#0E1E5B 0%,#16308F 60%,#1E44C0 100%)}
.hero::before{background:radial-gradient(50% 60% at 90% 0%,rgba(255,201,74,.12),transparent 60%),radial-gradient(40% 50% at 0% 100%,rgba(47,107,255,.35),transparent 70%)}
header.site{box-shadow:0 1px 0 rgba(11,27,63,.06)}
.card,.t5c,.tool,.rep,.acc details,.cout{box-shadow:0 1px 2px rgba(11,27,63,.04)}
.card:hover{box-shadow:0 12px 28px -14px rgba(30,94,255,.35)}
.hero .calc,.hero .fcard,.hero .qinline{box-shadow:0 30px 60px -25px rgba(0,0,0,.45);border-color:transparent}
.band .btn.pri{background:#FFC94A;color:#0B1B3F}
.band .btn.pri:hover{background:#FFD873}
.hero .trust span::before{background:#FFC94A}
.sh h2,.hero h1{letter-spacing:-.02em}
.hero h1 em{color:#FFC94A}
.logo .name b{color:var(--orange)}
footer.site .logo .name b{color:#FFC94A}
.btn.pri{box-shadow:0 8px 18px -10px rgba(30,94,255,.6)}
/* callback */
.cbh{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 14px;border-radius:10px;border:1px solid var(--line-s);background:var(--panel3);color:var(--orange);font:600 14px var(--body);cursor:pointer;white-space:nowrap}
.cbh:hover{border-color:var(--orange)}
.cbfab{position:fixed;left:max(16px,env(safe-area-inset-left,0px));bottom:calc(env(safe-area-inset-bottom,0px) + 18px);z-index:46;display:flex;align-items:center;gap:10px;border:0;border-radius:999px;background:#1E5EFF;color:#fff;padding:6px 20px 6px 6px;font:600 15px var(--body);cursor:pointer;box-shadow:0 14px 30px -10px rgba(30,94,255,.7)}
.cbi{position:relative;display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:#FFC94A;color:#0B1B3F}
.cbi::after{content:"";position:absolute;inset:0;border-radius:50%;box-shadow:0 0 0 0 rgba(255,201,74,.7);animation:cbp 2s infinite}
.cbi svg{animation:cbr 2s infinite}
@keyframes cbp{0%{box-shadow:0 0 0 0 rgba(255,201,74,.65)}70%{box-shadow:0 0 0 16px rgba(255,201,74,0)}100%{box-shadow:0 0 0 0 rgba(255,201,74,0)}}
@keyframes cbr{0%,60%,100%{transform:rotate(0)}65%{transform:rotate(-14deg)}75%{transform:rotate(14deg)}85%{transform:rotate(-8deg)}}
.cbm{position:fixed;inset:0;z-index:72;background:rgba(5,12,40,.6);backdrop-filter:blur(5px);-webkit-backdrop-filter:blur(5px);display:flex;align-items:center;justify-content:center;padding:16px}
.cbbox{position:relative;width:min(440px,100%);background:#fff;border-radius:18px;padding:26px 24px 22px;display:flex;flex-direction:column;gap:14px;box-shadow:0 40px 80px -30px rgba(0,0,0,.6);max-height:calc(100dvh - 32px);overflow:auto}
.cbbox h2{font:700 1.35rem var(--display);color:var(--white)}
.cbbox .sub{font-size:14.5px;color:var(--grey-dim)}
.cbx{position:absolute;top:12px;right:12px;width:40px;height:40px;color:var(--white)}
.cbico{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--panel3);color:var(--orange)}
.seg4{grid-template-columns:1fr 1fr}
.seg4 span{min-height:44px;font-size:14px;color:var(--grey);align-items:center;text-align:center}
.cbor a{font-weight:600;color:var(--orange);text-decoration:none}
.cbbox .btn{gap:8px}
@media (max-width:760px){.cbh span{display:none}.cbh{padding:0;width:44px;justify-content:center}.cbfab{padding:6px}.cbt{display:none}}
@media (prefers-reduced-motion:reduce){.cbi::after,.cbi svg{animation:none}}
@media (max-width:1900px){nav.main{display:none}}
@media (max-width:1700px){.hright .tel{display:none}}
@media (max-width:1000px){.cbh span{display:none}.cbh{padding:0;width:44px;justify-content:center}}
@media (max-width:2300px){.hright .tel{display:none}}
@media (max-width:900px){header.site .logo .tag{display:none}}