PLRUUAEN
+48 787 451 787
PLRUUAEN
About us

How we work

We are a licensed mortgage intermediary agent (KNF RHA0020112). We compare bank offers, prepare applications and guide you to the payout. Free for you.

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PLN 0cost for the client
RHA0020112KNF register no.
4 languagesEN · UA · RU · PL
15 minresponse time

Indicative data.

In short
  • Brokerage is free for the client — the bank pays.
  • Licensed agent, KNF register no. RHA0020112.
  • Service in EN, UA, RU, PL — Wrocław and online.

Who we are

HipoCenter is run by Kostiantyn Soldatko — a mortgage credit intermediary agent entered in the Polish Financial Supervision Authority (KNF) register under number RHA0020112. We specialise in mortgages for foreigners.

Why it's free

The fee is paid by the bank you sign the loan agreement with. You pay us nothing, and the rate and commission are no higher than at a branch.

What we do

  • Capacity and residence status analysis
  • Comparison of many banks' offers
  • Preparing documents and applications
  • Liaising with the bank, valuer and developer
  • Explaining the contract in your language
  • Support until the loan is paid out

Safety

We operate under the Polish Mortgage Credit Act and the supervision of mortgage intermediaries. You can verify the agent's status in the KNF register. We share your data with banks only with your consent.

Details

Stages of working together

011. Consultation

15 minutes: status, income, plans. Free and without obligation.

022. Strategy

Choice of banks, rate type, down payment and term.

033. Applications

We apply to several banks in parallel.

044. Decision

We compare decisions and negotiate terms.

055. Agreement and deed

We explain the contract and arrange the notary appointment.

066. Payout

We monitor payout conditions and the mortgage entry.

FAQ

Questions and answers

01Do I pay for the consultation?

No. The consultation and the whole brokerage are free for the client.

02Can a broker offer worse terms than the bank?

No. The bank's offer is the same — often better, because we compare many banks and promotions.

03How can I verify you're a licensed intermediary?

In the KNF register of mortgage credit intermediaries and their agents — number RHA0020112.

04Do you only work in Wrocław?

No. Meetings in Wrocław and online across Poland.

05English-speaking mortgage broker in Poland?

Yes — HipoCenter works in English, Ukrainian, Russian and Polish, in Wrocław and online across Poland.

06Is a mortgage broker in Poland free?

For the client, yes; the bank pays the fee.

07Mortgage advisor for expats in Wrocław?

Yes, we specialise in mortgages for foreigners and meet in Wrocław or online.

See also

Other situations

Foreigners in Poland

Mortgage for foreigners

Bank requirements for foreigners: residence card, PESEL, income in PLN.

Learn more →Residence card

Mortgage on a residence card

How much card validity banks want and what to do if your card expires soon.

Learn more →Ukrainian citizens

Mortgage for Ukrainians

CUKR card, residence card, PESEL UKR — which banks accept them.

Learn more →
Sources

· Kostiantyn Soldatko, mortgage intermediary agent (KNF RHA0020112)

Free consultation

Let's talk about your mortgage

Leave your number — in 15 minutes we'll tell you how much you can realistically borrow and which banks accept your residence status. The consultation is free.

+48 787 451 787Telegram →WhatsApp →kostiantyn.soldatko@lendi.plWe reply within 15 minutes during business hours; meetings in Wrocław and online across Poland.

Check your chances

We call back within 15 minutes during business hours. No obligation.